FINANCE LEASE

YOU DON’T BUY – YOU RENT

Finance leasing is an option worth thinking about if you have purchased vehicles outright in the past.

It gives you unlimited use a vehicle by paying a monthly, fixed rental for the term of the contract – a figure that is calculated based on the purchase price and an estimated residual value.

The benefits of finance leasing are considerable, and include the funding appearing on your balance sheet, and you can, subject to your VAT status, redeem 100% of the VAT on the rentals if your vehicle is for business use only.

Finance leasing is a good choice if you are comfortable taking on the residual value risk when the time comes for your vehicle to be disposed of – this means that, depending on the condition of the vehicle when you hand back the keys, you could make a profit or loss, depending on the calculated residual value.

If you would like further information or would like a quotation, simply complete the form or contact your local dealer.

INCLUDING MAINTENANCENO MAINTENANCE
VEHICLE OWNER

Leasing Agent

Isuzu Contract Hire Agent
CUSTOMER BALANCE SHEETONOFF
RESIDUAL VALUE RISK

Sits with customer
(Potential profit or loss depends on the condition of the vehicle)

Sits with customer
(Potential profit or loss depends on the condition of the vehicle)
EARLY TERMINATION
Forms part of the final disposal calculation
Settlement Value calculated.
Forms part of the final disposal calculation.
Settlement Value calculated.
Forms part of the final disposal calculation.
FINANCE CHARGES IN EXTENSIONContinue at normal, primary rate - but in arrearsContinue at normal, primary rate - but in arrears
MAINTENANCE CHARGES IN EXTENSION“Maintenance Uplift” (currently twice normal/primary rate)-
DEHIRE DAMAGE CHARGINGNo chargeNo charge
ROAD FUND LICENCERecharged direct to customer after Year 1Recharged direct to customer after Year 1
EXCESS MILEAGE (XSM)

Charge for pro-rated (XSM) on final termination, at Service ppm rate.

Not applicable
DISPOSAL ROUTESSold to 3rd Party OR returned to Leasing Agent for auction disposal.Sold to 3rd Party OR returned to Leasing Agent for auction disposal.
CAN THE CUSTOMER PURCHASE?NONO
DIPOSAL PROFIT/LOSS RESTS WITHCustomerCustomer

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Terms and Conditions
Finance is subject to status and is only available to UK residents aged 18 and over. Finance provided by Isuzu Finance trading as International Motors Finance Limited, Charterhall House,Charterhall Drive, Chester, Cheshire, CH88 3AN. Isuzu Contract Hire offers are provided by Lex Autolease Limited trading as Isuzu Contract Hire, Heathside Park, Heathside Park Road, Stockport SK3 0RB. Terms and conditions apply.