PCP
Personal Contract Purchase (PCP) can help you to buy your dream car with lower monthly repayments than a hire purchase product as a large proportion of the amount you repay is deferred into an optional final repayment. You will pay more interest on a PCP agreement that a HP agreement for the same loan amount, term and APR* as your balance reduces more slowly due to the optional final repayment.
HOW IT WORKS
- Agree an initial deposit and term with the dealer and decide how many miles you'll travel each year.
- The dealer will then work out the monthly repayment amount and the optional final repayment amount, which is based on the anticipated value of the vehicle at the end of the agreement.
- At the end of your agreement, you can part exchange the vehicle, return the vehicle (return conditions apply) or pay the optional final repayment and own the vehicle.
- International Motors Finance buys the car on your behalf and owns the car for the duration of the finance agreement.
- After you've made all the repayments include the optional final repayment and any interest, you will become the owner of the vehicle.
THINGS TO CONSIDER
- You must be 18 years old and a permanent UK resident.
- You must have fully comprehensive insurance.
- You must have the relevant driving license for the vehicle.
- The vehicle is at risk of repossession if you do not maintain contractual repayments.
For more important considerations & your rights download our car finance guide.
LATEST OFFERS
Our current Personal Contract Purchase (PCP) offers across our range include:
Important Information
Credit is subject to status and is only available to UK residents aged 18 and over. Finance provided by International Motors Finance Limited, trading as Isuzu Finance, St William House, Tresillian Terrace, Cardiff CF10 5BH. Isuzu Contract Hire offers are subject to status and are provided by Lex Autolease Limited trading as Isuzu Contract Hire, Heathside Park, Heathside Park Road, Stockport SK3 0RB. Isuzu Contract Hire products (Contract Hire, Finance Lease and Flexible Lease) are for Business uses only and is only applicable for new business vehicles.
